Find Out What You Can Afford – Instantly

Whether you're renewing, refinancing, or exploring your borrowing power, our easy-to-use calculators give you a quick estimate to discuss with our team. Compare options and see what works for you—no guesswork required.

Unlock Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC)

$

Enter the current estimated value of your home.

$

Enter your outstanding mortgage amount. Enter total of all mortgages if more than one.

$

Enter the amount you would like to access from your equity.

Choose “Yes” to include unsecured debts (like credit cards) in your HELOC calculation.

$

Enter the total amount of credit cards, unsecured debt, and outstanding taxes you want to pay off with your HELOC.

Maximum HELOC Limit

$0

Typically up to 80% of your home’s value minus what you owe on your mortgage.


Your HELOC Amount

$0

If $0 is displayed, selected HELOC amount exceeds the maximum available HELOC limit.


Your New Monthly Payment

$0

Payments may vary depending on your lender, credit, repayment terms, and current prime interest rate.


Estimated Current Monthly Debt Payment

$0.00

Monthly Savings By Consolidating

Compares your current total debt payments to the estimated HELOC payment for monthly savings.

$0.00

Estimated Annual Savings With Lighthouse

This is an annualized estimate; actual savings depend on your specific terms.

$0.00

Secure your HELOC Today!

Submit to unlock your personalized HELOC results.