Home Equity Line of Credit (HELOC)

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Tip: You can either type a number directly in the box or use the slider to adjust the value — whichever works best for you.

Your Estimated Home Value

$100,000 $3,500,000

Enter the current estimated value of your home.

Your Existing Mortgage Balance

$0 $2,800,000

Enter your outstanding mortgage amount. Enter total of all mortgages if more than one.

How Much Would You Like To Borrow?

$0 $2,800,000

Enter the amount you would like to access from your equity.

Would You Like To Consolidate Debt?

Choose “Yes” to include unsecured debts (like credit cards) in your HELOC calculation.

Yes No

Amount of Debt to Consolidate

$0 $300,000

Enter the total amount of credit cards, unsecured debt, and outstanding taxes you want to pay off with your HELOC.

Maximum HELOC Limit

Typically up to 80% of your home’s value minus what you owe on your mortgage.

If $0 is displayed, selected HELOC amount exceeds the maximum available HELOC limit.

Payments may vary depending on your lender, credit, repayment terms, and current prime interest rate.

$0.00

Compares your current total debt payments to the estimated HELOC payment for monthly savings.

$0.00

This is an annualized estimate; actual savings depend on your specific terms.

$0.00

Discover the options of your HELOC and see what your equity can do for you.