Lighthouse Lending was founded on principles of trust, integrity, and the delivery of outstanding service at the lowest rates. Therefore, we are very concerned with the privacy rights of our online visitors and customers and are committed to protecting the information collected about you. www.lighthouselending.ca, owned and operated by Lighthouse Lending Inc., has taken extensive measures to protect the confidentiality of your personal information and to protect your data from misuse and unauthorized access or disclosure.
Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, although we take great measures to protect your information, Lighthouse Lending cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. Once we receive your transmission, Lighthouse Lending takes over and utilizes above industry standard efforts to safeguard the confidentiality of your information, such as Firewalls and unique Username and Password protections. We also restrict internal access of stored data to select employees that have been informed of our privacy policies. If you have concerns involving the security or privacy of your information, you can arrange to talk to one of our representatives by calling 705-220-3503.
If you submit a mortgage application to www.lighthouselending.ca you are required to provide certain information necessary to deliver the selected services. In some instances, you will only provide personal information such as name, address, e-mail address, phone number and other contact information. In other cases, you will be asked to provide the preceding contact information as well as personal financial information in order that Lighthouse Lending can perform the services requested. The more information you share with Lighthouse Lending, the more accurately Lighthouse Lending will be able to provide you with information and services you have indicated are of interest.
Collection of Personal Information
Lighthouse Lending uses information collected from our mortgage inquiries to generate city and province-specific statistics. The information used is an average of all information collected and never identifies you personally. If you do not wish to have your information included in our averages, please make a note of it on the application, or contact us.
This helps us understand our Customers’ needs better and improve areas of our services that our Customers find valuable. For instance, when you visit www.lighthouselending.ca, our website recognizes the type of browser you are using (Firefox, Chrome, Edge, or Internet Explorer), the site that linked you to our site, the pages you visit at our site, third-party audience data (such as age, gender, and interests), and similar information. None of this information identifies you personally.
We use Google AdWords remarketing and Google Analytics remarketing to advertise Lighthouse Lending across the Internet. AdWords remarketing will display relevant ads tailored to you based on what parts of the Lighthouse Lending website you have viewed by placing a cookie on your machine. These cookies DO NOT identify you in any way or give access to your computer. The cookies simply tell us, “this anonymous person visited this page, so show them ads relating to that page.” Google AdWords remarketing allows us to tailor our marketing to better suit your needs and only display ads that are relevant to you. We will never associate personally identifiable information in our AdWords and remarketing lists.
Use and Disclosure of Information
With your prior consent, we may disclose any information we collect, as described above, to Lighthouse Lending service providers to perform a service for us or perform a function on your behalf. In cases where we use service providers, we restrict such service providers from using your non-public personal information except to act on our behalf or as required or permitted by law. Disclosure to Lighthouse Lending affiliates or service providers will be necessary so that you can receive the best possible RATES, SERVICE and MORTGAGE OPTIONS from the financial services offered by Lighthouse Lending affiliates or service providers.
Removal of Personal Information
You can request that we purge the entirety of the personal information submitted by you through www.lighthouselending.ca from our database by providing detailed instructions to Lighthouse Lending’s Privacy Officer (see below). In such cases, Lighthouse Lending will delete all digitally warehoused information you have submitted. Please note that Lighthouse Lending cannot purge information from the systems or files of our Lighthouse Lending affiliates, service providers or other financial institutions that have subsequently been sent your personal information to provide their services.
Lighthouse Lending provides the www.lighthouselending.ca Internet site “as is” to the user without any warranty or condition, express, implied, or statutory. Lighthouse Lending disclaims any implied warranties of title, merchantability, non-infringement of intellectual property or fitness for any particular purpose.
Except as may be otherwise expressly provided by written agreement between Lighthouse Lending and the user, Lighthouse Lending will have no tort, contract or any other liability to the user and/or any third party arising in connection with the use of this Internet site, or reliance on any information or services provided at this Internet site.
Lighthouse Lending does not endorse the services or products of advertisers, sponsors, or affinity partners. Product or service information is believed to be correct but should not be relied on without prior verification. www.lighthouselending.ca contains links to outside sites, through banners, and other portals, to third party sites that send their own cookies, collect data, and solicit information. CEG does not control these sites and as such we do not endorse their products, services or information and are not associated with the operators.
In the event of errors or omissions in any information, Lighthouse Lending’s sole responsibility shall be to use its best efforts to correct, by the issue of a corrected release, any errors or omissions which it or any of its employees, servants or agents may have made, negligently or otherwise, in transmitting copy accurately and which are brought to its attention. Without limiting the generality of the foregoing, in no event shall Lighthouse Lending or any of its servants, employees or agents be liable in contract, tort or otherwise to any person (including, without limitation, the subscriber) for any loss, damage, injury, liability, cost or expense of any nature (including, without limitation, direct, indirect, consequential, incidental, special and punitive damages) which such person may suffer or incur as a result of any such errors or omissions or any delays in transmission or non-transmission.
Your Acceptance Of These Terms
The foregoing policies are in effect as of July 30th, 2020. Lighthouse Lending reserves the right to change this policy statement at any time by posting the revised policy on this website. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.
If you have any further questions or concerns, please contact:
18075 Leslie St, Unit #206,
Newmarket, ON, L3Y 9A4